Doc Drawer/Funder

Doc Drawer/ Funder
Full Time (40 Hours)
Monday - Friday (8am - 5pm)

Headquarters
630 Trade Center Drive
Las Vegas, NV 89119

PURPOSE:
The primary purpose of this position is to assist Silver State Schools Credit Union to live out its Mission, "Excellent Member Service and Financial Solutions – For Life," by providing outstanding service to both members and internal members.

To deliver service in alignment with our Service Commitments:

• I will earn respect and build trust by acting with integrity in every situation.
• I will understand my role in supporting the team to achieve our purpose.
• I will focus on people over products and build lasting relationships.
• I will take ownership and accept responsibility.
• I will treat my coworkers with the same high standards as I treat my members.
• I will continuously look for ways to improve myself, my credit union, and my community.
• I will accept there is no "they". We are one working toward the same mission.
• I will commit to the core values.
• Meet all established service goals.

SUMMARY:
A Mortgage Doc Drawer/Funder's primary role is to support the closing preparation of purchase and refinance mortgage transactions which includes, preparing closing disclosures, drawing loan documents, and assisting in funding document reviews and wiring funds to title for closing. They are also to adhere to secondary market investor and/or credit union guidelines, perform on the credit union's lending technology platform and assist processing with underwriting conditions. This position contributes to ensuring optimal lending of the department's process fluidity and compliance with credit risk parameters.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

• Contribute to the development and refinement of the credit union's lending vision and strategy working in a team environment focused on member service and closing quality loans in a timely manner.
• Proactively communicate with processors, realtors, loan officers, and escrow/title companies to gather the required documentation for closing transactions.
• Prepare and deliver the required loan closing disclosures to a borrower(s) as required by applicable regulation.
• Communicate with mortgage loan originators, processors and necessary team members, setting realistic expectations for completing loan closings in a timely manner for members.
• Prepare and issue closing disclosures (CD) within established TRID compliance timelines, ensuring all loan fees, tolerances, and structural details match the approved loan terms.
• Generate appropriate loan documents on approved loans for borrower(s) signature.
• Review executed loan documents on closed loans to ensure that they were completed correctly and if not have the documents re-executed in a timely manner.
• Ensure that all executed closing documents are archived electronically within the credit union's lending technology platform.
• Funding a mortgage loan, after confirming all fees have been properly collected and figures reflected on the settlement statement match with the title company.
• Deliver closed/funded loan files to the credit union's Secondary Operations group in paper or electronic form; ensuring all applicable information that is required is being delivered on a timely basis.
• Perform thorough post-closing audits of executed loan packages, verify that all funding conditions are cleared, calculate final disbursements, and initiate the wire transfer of funds to title.
• Perform such other functions assigned by upper management.
• Verify loan application data ensuring that all borrowers supplied documentation, any associated service provider information matches the lending technology platform data and conforms to all loan approval parameters, lending regulations and the credit union's loan policies and operating guidelines.
• Re-submit new or changed loan file data to the loan processor prior to loan closing and deliver any required re-disclosures to borrowers as applicable.

EDUCATION and/or EXPERIENCE:
High School diploma and work experience of at least 2 years working as Doc Drawer/Funder with Secondary Market Lending experience.

*ONLY FULLY COMPLETED APPLICATIONS WILL BE CONSIDERED*
**SEE RESUME ON APPLICATIONS WILL NOT BE CONSIDERED**
SILVER STATE SCHOOLS CREDIT UNION IS AN EQUAL OPPORTUNITY EMPLOYER (EOE)
DRUG-FREE WORKPLACE