Credit Analyst

Job Description:

• Investigate credit and financial information for prospective and existing commercial clients
• Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers
• Support new, renewed, and existing loan requests ranging from simple to moderately complex
• Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations
• Help the bank make sound, responsible lending decisions
• Balance growth with risk through thoughtful, compliant, and well-supported credit decisions
• Work alongside experienced banking professionals

Requirements:

• Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required)
• An equivalent combination of education and experience can be considered in lieu of a degree
• Two or more years of related credit or financial analysis experience (Required)
• Experience analyzing financial statements, tax returns, and cash flow
• Strong grasp of basic accounting principles
• Solid analytical thinking and sound judgment
• Ability to manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment
• Clear and professional written and verbal communication
• Understanding of federal and state regulations related to commercial lending
• Proficiency in Excel, Word, and other applicable systems
• Must be based in Washington state locations listed for the role

Benefits:

• Annual incentive potential
• Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life
• Paid vacation time
• Paid sick time
• 11 company paid holidays
• 401k with up to 4% match
• Tuition reimbursement
• Work life balance
• Employee volunteerism and community involvement