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U.S. Bank
Credit Review Specialist 2U.S. Bank • Walnut Creek, CA, United States
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Credit Review Specialist 2

Credit Review Specialist 2

U.S. Bank • Walnut Creek, CA, United States
30+ days ago
Salary
$25.77 hourly
Job type
  • Full-time
Job description

Job Description

This role is responsible for performing comprehensive credit analysis on existing and prospective customers and loan portfolios. The position supports sound lending decisions by evaluating financial and credit data, monitoring risk, and maintaining high credit quality across assigned accounts.

Key Responsibilities

  • Conduct detailed credit analyses by gathering, reviewing, and interpreting financial and credit information, including credit reports, industry research, tax returns, and related documentation.
  • Input and maintain accurate credit data within tracking, reporting, and database systems.
  • Prepare clear, well-documented credit analyses and reports for stakeholders responsible for new loan approvals, renewals, and extensions.
  • In certain areas, independently make credit decisions within a high-volume production environment.
  • Monitor customer accounts and loan portfolios to identify emerging risks, credit issues, or adverse trends.
  • Support risk management efforts by proactively identifying potential credit exposure and minimizing loss.
  • Build, maintain, and utilize databases and analytical tools to support portfolio analysis and reporting.
  • Provide credit-related information and respond to internal or external credit inquiries as appropriate.

Hybrid expected in office 3+ days out of the week. Locations: Los Angeles California and Portland Oregon

Basic Qualifications - Bachelor's degree, or equivalent work experience - Two to three years of related experience Preferred Skills/Experience - Basic knowledge of credit and risk analysis, economics, accounting and finance - Strong analytical skills - Effective verbal and written communication skills

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

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Credit Review Specialist 2 • Walnut Creek, CA, United States

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