Business Lending Processor and Closer I

Business Lending Processor/Closer

Come join our GTE Financial team! We are looking for an organized, professional, strategic individual to join as a Business Lending Processor/Closer. The Business Lending Processor/Closer will be responsible for managing the process of business loans while providing exceptional service to all applicants and our business partners. Business Lending Processor/Closers analyze loan information to determine if the decision is within the lending guidelines and review loan documentation for accuracy/completeness. They educate and inform necessary parties of counteroffers, loan stipulations, and reasons for the denial.

What does GTE look for in a Business Lending Processor/Closer?

Processor/Closer:

• Assist closers and underwriters in gathering documents and coordinating, and closing with all third-party vendors (e.g. appraisal, environmental reports, title company, etc.).
• Handle, ordering due diligence for approved loans.
• Ensuring loans are imaged after closing.
• Process rate reductions, re-price changes, extensions, and modifications for existing commercial real estate loans.
• Process release of mortgages, assignment of rents and leases, UCCs, and vehicle liens for paid commercial loans.
• Audit booked loans in OSI to ensure that billing is correct.
• Manage ongoing loan monitoring and tracking of UCC filings, insurance, mortgage recordings, title liens, possessory collateral, and financial information for each active loan, per loan and policy guidelines.
• Assist with auditing depository account documents, as received, for new account openings, support Member Care and Community Financial Centers on business services and products.

Skills:

• Promote and professionally represent the credit union philosophy within the organization and in the local communities.
• Good interpersonal and presentation skills to effectively communicate with management, co-workers, and business partners.
• Solid written and verbal communication skills.

Operations:

• Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws, including but not limited to the U.S. Patriot Act, Office of Foreign Assets & Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act.
• Bilingual preferred (English/Spanish).
• Qualify for NMLS registration according to the Safe Act.

Required Qualifications:

• High school diploma or equivalent. Some college preferred.
• Minimum 1-3 years experience or a combination of education and experience
• Familiarity with banking and credit union regulations is strongly desired.

Position Details:

• Location: Downtown Tampa GTE Headquarters
• Department Hours: Monday Friday (8:00 am to 5:00 pm)

Full-time hours required, with additional hours as necessary to accomplish objectives, goals, and projects. The position is defined as hybrid in nature, (in-office, or remote) and may be changed at any time by management with appropriate notice, if possible.

Required for Remote/Hybrid Work:

• A quiet workplace so you can focus on delivering excellent service to our members.
• Some positions will require performance standards to be met to qualify for alternative work arrangements.
• Required to have power and high-speed internet over 100MB (minimum).
• Video capability (connection of 1.5 Mbps up and down recommended).
• Candidates must provide and meet all technical requirements prior to the first day of training.
• Hybrid candidates must live within driving distance of the office location and be able to regularly commute to and from the office location as needed.

Come and join our award-winning team!

GTE Financial is an Equal Opportunity Employer.

Note: The above statements describe the general nature and level of the work being performed and are not an exhaustive list of all responsibilities of an employee in this job. GTE Reserves the right to revise or change job duties at any time as directed by management. Furthermore, they do not establish a contract for employment and are subject to change at the discretion of the employer.