Property Underwriter

Property Underwriter

We are seeking an experienced Property Underwriter to join our growing Middle Market Property team. This is an excellent opportunity for a highly motivated underwriter who thrives in a fast-paced, transactional environment and enjoys building strong broker relationships while driving profitable growth.

This role offers a combination of underwriting expertise, business development, and relationship management. The successful candidate will manage both new business and renewal opportunities, collaborate closely with brokers, and play a key role in expanding our Middle Market Property portfolio throughout the region.

You'll be joining a collaborative team environment where underwriters support one another, share expertise, and work together to achieve results. Team culture is built on strong relationships, communication, and a shared commitment to success.

Location: Hybrid out of either the Melville, NY or New York City office.

Job Entailment

• Underwrite and manage Middle Market Property accounts, including both new business and renewals.
• Evaluate risks, determine coverage terms, pricing, and underwriting strategy in alignment with company guidelines.
• Build and maintain strong relationships with brokers and agents to drive profitable growth and expand market presence.
• Manage a high-volume underwriting workload in a fast-moving, transactional environment.
• Review submissions, analyze exposures, and make sound underwriting decisions within delegated authority.
• Prepare and deliver competitive quotes while maintaining underwriting profitability.
• Negotiate terms, conditions, and pricing with brokers to secure quality business.
• Identify opportunities to grow existing broker relationships and increase market share.
• Participate in marketing activities including broker visits, industry events, lunches, dinners, and networking opportunities.
• Collaborate with underwriting peers and leadership to ensure outstanding service and responsiveness.
• Stay informed on market conditions, emerging risks, underwriting trends, and competitive factors that impact business decisions.

Success Looks Like

• Consistently producing and managing profitable business.
• Effectively handling a high volume of submissions and quotations.
• Building strong broker relationships that generate repeat business.
• Contributing to new business growth and retention objectives.
• Becoming a trusted underwriting resource and team collaborator.
• Delivering responsive service while maintaining underwriting discipline.

Training & Development

New hires receive dedicated onboarding and underwriting training led by the management team, including opportunities to shadow experienced underwriters and gain exposure to team best practices, workflows, and systems.

Required Qualifications

• 5+ years of commercial Property underwriting experience.
• Experience underwriting Middle Market Property risks.
• Strong technical underwriting, risk assessment, and pricing capabilities.
• Proven ability to manage both new business and renewal accounts.
• Experience building and maintaining broker relationships.
• Strong negotiation, communication, and relationship management skills.
• Ability to manage multiple priorities in a high-volume underwriting environment.
• Understanding of commercial property insurance products, coverage forms, and underwriting principles.

Preferred Qualifications

• Bachelor's degree in Business, Risk Management, Insurance, Finance, or a related field.
• Professional insurance designations such as CPCU, CIC, or similar.
• Established broker relationships within the New York marketplace.
• Experience working in a production-focused underwriting role.

Why Join Us?

• Opportunity to join a growing Middle Market Property platform.
• Highly visible role with significant broker interaction and market presence.
• Collaborative team culture where colleagues support one another's success.
• Strong balance of underwriting authority, relationship management, and business development responsibilities.
• Exposure to a steady flow of new business opportunities and an active marketplace.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.