SBA Loan Officer

SBA Loan Officer

Are you passionate about helping small businesses achieve their goals? At Washington Trust Bank, you'll have the opportunity to make a meaningful impact by partnering with entrepreneurs, business owners, and commercial banking teams to deliver SBA financing solutions that drive growth, create jobs, and strengthen local communities.

As an SBA Preferred Lender, Washington Trust Bank offers the resources, reputation, and expertise needed to help you succeed. You'll work alongside an experienced SBA team, leverage a strong referral network, and provide customized financing solutions through SBA 7(a), SBA Express, and SBA 504 programs.

This role is ideal for a motivated, relationship-focused business developer who enjoys identifying opportunities, advising clients, structuring creative financing solutions, and serving as a trusted resource throughout the lending process.

Build and grow a high-quality SBA lending portfolio across Washington Trust Bank's footprint.

Partner with experienced commercial lenders and business banking teams who value SBA expertise.

Help small businesses secure financing for acquisitions, real estate, equipment purchases, working capital, partner buyouts, and growth initiatives.

Represent one of the region's most respected community banks and SBA Preferred Lenders.

Enjoy the autonomy to develop business relationships while being supported by knowledgeable SBA specialists, processors, underwriters, and servicing professionals.

Play a key role in expanding Washington Trust Bank's presence in the small business community.

Competitive compensation with performance-based incentive opportunities.

The successful candidate is a proactive relationship builder who combines strong business development skills with SBA lending knowledge. They are energized by meeting with business owners, developing referral sources, identifying financing opportunities, and helping clients navigate the SBA lending process from initial conversation through funding.

Knowledge of SBA Standard Operating Procedures Subparts B&C of the 50 10 (Policies and procedures governing 7(a) business loan programs, SBA's 504 Certified Development Company Loan Program), and SBA SOP 50 57.

Must have a thorough understanding of SBA policies and structure, product knowledge, and financial analysis.

Knowledge of government regulations surrounding SBA lending.

Complete working knowledge of government, conventional, custom, and self-employed borrower loans. Preferred experience with SBA loan programs; however, SBA experience can be supplemented with experience in a closely related field.

Proven analytical skills; ability to review and interpret complex data (determining risk, assessing complexity of accounts, etc).

Excellent written and verbal communication skills; ability to analyze, synthesize and articulate complex ideas and communicate such to colleagues, team members, and clients

Excellent interpersonal skills; ability to collaborate with and work effectively with diverse groups of people, managing conflict, negotiating for results and developing working relationships with potential and current clients

High degree of PC based technical skills, including proficiency with the Microsoft Suite of products

Ability to function efficiently and effectively with multiple request and projects under deadlines and stress while maintaining a professional and mature demeanor.

Interpersonal skills necessary to gather data from a number of sources and to positively represent the Bank during such contacts.

Ability to work well with people with diverse personalities.

Comprehension of investor, insurer, regulatory, and the Bank's requirements, and the ability to develop a subjective analysis of the borrower.

Compensation: $138,567 - $207,851

The compensation range represents the low and high end of the base compensation range for this position located in Seattle, Washington. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. This position is eligible to participate in an applicable annual bonus plan.

Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health, Financial, Retirement and Work/Life Benefits. We are proud to share an overview of our benefits HERE as part of your total compensation.

Washington Trust Bank celebrates diversity in the workplace and actively recruits talent to help reflect the unique communities where we live and work. We are proud to be an equal opportunity employer and prohibit discrimination or harassment based on race, religion, sex, gender identity, sexual orientation, national origin, age, pregnancy, disability, genetic information and any other protected characteristics outline by state, federal and local laws. We believe strength comes from the diverse backgrounds and experiences of our team, and we are dedicated to fostering a supportive and inclusive work environment.