Retail Staff Underwriter II
- Full-time
Job Title
Job Description
The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.
Responsibilities
Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines, income requirements scenarios.
Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
Review all appraisal types for final approval including issuing NOV's and HFS/USDA conditional requirements.
Stay updated and attend refresher training for all investor guidelines.
Review and respond to management for all QC/QA exceptions.
Associates are expected to perform all additional duties as assigned.
Qualifications
High School Diploma or GED
5 years In underwriting FNMA/FHLMC, FHA, USDA and VA loans
FHA DE certification
VA SAR and certification
Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans
Documented experience in mortgage loan underwriting
General understanding and knowledge of underwriting and compliance guidelines
Working knowledge and experience with DeskTop Underwriter System
Exceptional organizational skills and strong communication skills
Superior problem-solving skills
Excellent customer service skills
Working knowledge of Excel, Word, and other PC applications
College education preferred
Physical Requirements & Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse requiring hand and wrist manipulation, while viewing computer screens.
Disclaimer: Management retains the right to add, delete or modify the responsibilities and qualifications of the position at any time.