Talent.com
Civista Bank
Senior Mortgage LenderCivista Bank • Dayton, Ohio, United States, 45401
No longer accepting applications
Senior Mortgage Lender

Senior Mortgage Lender

Civista Bank • Dayton, Ohio, United States, 45401
19 days ago
Job type
  • Full-time
  • Quick Apply
Job description

Civista Bank

Description:


Position Purpose:

The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve.


Key Accountabilities, Responsibilities, and Expectations:

  • Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations.
  • Meet with customers and prospective customers at various locations.
  • Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines.
  • Inform prospective clients of the bank's underwriting guidelines and applicable government regulations.
  • Screen loan requests based on bank policies and on types of loans offered by the institution.
  • Propose and review various loan options with prospective clients.
  • Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.
  • Answer incoming phone calls and schedule appointments.
  • Communicate complex approvals or denials to the borrower, real estate agent or builder.
  • Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management.
  • Promotes and participates in the bank's special credit programs and other CRA programs.
  • Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects.
  • All other duties as assigned and any activities that support the key accountabilities.


Requirements:

Qualifications, Knowledge and Skills:

  • Five + years Mortgage Lending experience in a financial institution or loan office setting.
  • Bachelor's Degree in Business or Finance or three years equivalent work experience.
  • Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area.
  • Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations.
  • Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position.
  • A high level of initiative, thoroughness, accuracy and organizational skills required.
  • Detail oriented with strong analytical skills.
  • High level of confidentiality required.
  • Solid oral and written communication skills.
  • Ability to manage multiple priorities/projects with varied deadlines.


Job Requirements:

  • This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales.
  • Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth.
  • Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.
  • Work involves lifting and moving loan files of up to 15 lbs.
  • Work involves some travel to attend meetings, trainings, real estate office visits, and so forth.


EEO - Race/Sex/Disability/Veteran
This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.







PI5f1aad40f199-26276-35474564

Create a job alert for this search

Senior Mortgage Lender • Dayton, Ohio, United States, 45401

Similar jobs

Senior Mortgage Lender

Civista BankDayton, OH, United States
Full-time

The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community'... Show more

 • Promoted

Loan Originator NE

Hilltop HoldingsDayton, OH, United States
Full-time

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past c... Show more

 • Promoted

Loan Officer

Caliver Beach MortgageDayton, OH, United States
Full-time

Become Your Own Boss At Caliver Beach Mortgage.Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we h... Show more

 • Promoted

Companion Care (PT or FT)

SittercityPiqua, OH, United States
Full-time

Caregiver / Patient Care] - Competitive Hourly Rate ($18-$25 per hour) / Fully Flexible Scheduling (Morning, Afternoon, Evening, or Night) - As a Companion Care at Sittercity, you will: Provide com... Show more

 • Promoted

Collision Estimator

CaliberVandalia, OH, United States
Full-time

Caliber Collision has an immediate job opening for a Collision Estimator to perform all-purpose duties, which may include, but not limited to: Writing estimates, conducting process reviews, checkin... Show more

 • Promoted

Client Relationship Manager Voya Financial Advisors

Voya FinancialMiamisburg, OH, United States
Part-time

We are a small wealth management, investment advisory team in Miamisburg, OH.We are looking for someone who has a positive attitude and sincere willingness to constantly learn and provide great ser... Show more

 • Promoted

Complete Online Surveys For Cash (Up to $25/per)

Earn HausEnglewood, OH, US
Full-time +1

Looking for people to participate in taking online surveys for Fortune 500 brands.All you need to do is complete online surveys by sharing your opinion.You will help influence brand decisions on se... Show more

 • Promoted

Credit Manager Trainee

Premier Rental PurchaseDayton, OH, United States
Full-time

At Premier Rental Purchase, we are looking for an enthusiastic Credit Manager Trainee to join our Dayton, OH family.As part of our Credit Management team, you will have the chance to hone and devel... Show more

 • Promoted

Business/Finance Manager - PowderKeg Harley Davidson

RumbleOnMason, OH, United States
Full-time

PowderKeg Harley Davidson is adding a highly motivated and talented Business/Finance Manager to our team!.The ideal candidate has proven success as a Business/Finance Manager in a Powersports or Au... Show more

 • Promoted

Regional Parts Sales Manager

Illinois Tool Works, Inc.Piqua, OH, United States
Full-time

Hobart Service and Parts, both part of Illinois Tool Works (ITW), have been supporting the food equipment industry for over 125 years.Together, we provide industry-leading service solutions and par... Show more

 • Promoted

Client Relationship Manager Voya Financial Advisors

Voya Financial AdvisorsMiamisburg, OH, United States
Part-time

We are a small wealth management, investment advisory team in Miamisburg, OH.We are looking for someone who has a positive attitude and sincere willingness to constantly learn and provide great ser... Show more

 • Promoted

Commercial Banking Relationship Manager

Commerce BankWest Chester, OH, United States
Full-time

Commerce Banking Relationship Manager.Building a career here is more than just steps on a ladder.It's about helping people find financial safety and success, helping businesses thrive, and making s... Show more

 • Promoted

Pharmacy Relationship Manager

America's Pharmacy Group, LLCDayton, OH, United States
Full-time

Whether you are working in a Pharmacy looking for additional income, an established healthcare sales professional, or looking to break into Medical Sales, Healthcare Marketing Group, LLC is a great... Show more

 • Promoted

Lead Sales Representative Contract Employee

HomeSmilesLoveland, OH, United States
Full-time

HomeSmiles is the one-stop shop for safe and healthy property maintenance solutions.Our 18-point approach protects clients and their investments from dangerous conditions and unexpected repairs.As ... Show more

 • Promoted

Experienced Finance & Insurance Manger (F &I)

Germain Honda in DublinDayton, OH, United States
Full-time

Experienced Finance & Insurance Manager (F&I).At Germain, our mission is to attract, develop and retain exceptional people to deliver an outstanding experience that creates loyalty beyond reason, o... Show more

 • Promoted

Director of Mortgage Lending

Day Air Credit UnionDayton, OH, United States
Full-time

Lead Mortgage Growth & Strategy at Day Air Credit Union Day Air Credit Union is seeking an experienced and strategic lending leader to join our team as Director of Mortgage Lending.This role is... Show more

 • Promoted

Associate Wealth Management Advisor

Phenom PeopleDayton, OH, United States
Full-time

Associate Wealth Management Advisor.Make banking a Fifth Third better.We connect great people to great opportunities.Are you ready to take the next step? Discover a career in banking at Fifth Third... Show more

 • Promoted

Key Private Bank Senior Relationship Manager

KeyCorpDayton, OH, United States
Full-time

Location: 130 W 2nd Street, Suite 1950, Dayton Ohio.Job Summary Key Private Bank (KPB) is dedicated to serving our clients' financial needs through expert advice and personalized banking, borrowing... Show more

 • Promoted

Sr Commercial Banker

Old Fort Banking CoDayton, OH, United States
Full-time

Commercial Sales Representative.Develops and retains commercial business, meeting with prospects and clients of moderate size and complexity in a designated region to achieve a moderate sales goal ... Show more

 • Promoted

Client Relationship Consultant 3 (Banker) Monroe, OH Office

U.S. BancorpMonroe, OH, United States
Full-time

Client Relationship Consultants build relationships with customers, engaging them via multiple channels including in-person, by appointment, and virtually to provide the best possible counsel while... Show more