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Oxenham Group
Mortgage Loan OriginatorOxenham Group • Phoenix, AZ, United States
Mortgage Loan Originator

Mortgage Loan Originator

Oxenham Group • Phoenix, AZ, United States
3 days ago
Job type
  • Full-time
Job description

Mortgage Loan Originator

Our client is a well-established, member-focused credit union with a strong regional presence and a growing mortgage division. They sit at the intersection of the credit union and broker worlds offering the stability of W-2 employment and a robust member referral network alongside a high-autonomy, performance-driven environment. They are actively expanding their outside mortgage origination team in the Lansing, MI market and are looking for a motivated, relationship-driven Mortgage Loan Originator to establish and grow their presence in the community. This is an opportunity for an up-and-coming producer to build a book, grow into the role, and be part of a team that invests in its people for the long haul.

Responsibilities

  • Prospect, build, and maintain relationships with realtors, builders, and community partners to generate self-sourced mortgage business
  • Interview applicants, take loan applications, and guide borrowers through the mortgage process from prequalification to closing
  • Represent the credit union at realtor and builder meetings, association events, and community networking functions
  • Analyze lending situations to identify opportunities to further assist borrowers and deepen the member relationship
  • Cross-sell additional credit union products and educate borrowers on the benefits of membership
  • Ensure all loan documentation is accurate, complete, and compliant with applicable federal and state regulations
  • Stay current on market trends, lending guidelines, and mortgage products; share relevant updates with appropriate team members
  • Provide periodic production reports and participate in product development and training initiatives as needed

Requirements

  • 35 years of mortgage loan origination experience required retail-to-mortgage transition candidates will not be considered for this market
  • Active NMLS license in the state of Michigan (or ability to obtain prior to start)
  • Demonstrated track record of self-generated purchase business primarily driven by realtor and community relationships
  • Bachelor's degree in Business or related field preferred
  • Strong knowledge of mortgage loan programs, secondary market requirements, and federal/state lending regulations (including Regulation Z, FCRA, FHA/VA products)
  • Excellent communication, organization, and time management skills
  • Highly self-motivated and comfortable operating with significant autonomy no assigned office, minimal direct oversight
  • History of institutional loyalty; this role is built for someone looking to grow with an organization, not a frequent mover
  • Production target: $812M annually
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Mortgage Loan Originator • Phoenix, AZ, United States

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