Remote Representative | Work From Home | Entry-Level

Remote Benefits Representative

• Work From Home | Entry-Level Company:

| AO – American Income Division of Globe Life Location: 100% Remote | United States Schedule: Full-Time | Flexible Experience: Entry-Level Welcome | Training & Mentorship Provided Build a Career Helping Families Protect What Matters Most Are you looking for a work-from-home career that combines helping people, schedule flexibility, professional development, and performance-based earning potential?

AO is seeking motivated, service-oriented professionals to join our growing virtual team as Remote Insurance Benefits Representatives .

In this role, you'll meet with individuals and families through scheduled Zoom and phone appointments, help them understand available life, accident, and supplemental health insurance benefits , identify their needs, and guide them through appropriate coverage options.

This position combines customer service, benefits education, relationship building, and consultative insurance sales in a fully remote environment.

No previous insurance experience is required. We provide training, mentorship, licensing guidance, and ongoing professional development to help motivated candidates build the skills needed to succeed.

Opportunity Highlights ✔ 100% Remote / Work From Home ✔ Entry-Level Candidates Welcome ✔ Qualified Client Opportunities Provided ✔ No Traditional Cold Calling ✔ Weekly Commission-Based Pay ✔ Performance Bonuses & Uncapped Earning Potential ✔ Renewal & Residual Income Opportunities ✔ Flexible Scheduling ✔ Comprehensive Training & Mentorship ✔ Performance-Based Leadership Advancement About AO AO operates within the American Income Division of Globe Life and serves working families across North America.

Representatives work with individuals and families, including members of labor unions, credit unions, associations, and other groups, helping them understand supplemental insurance benefits designed to provide additional financial protection.

Our culture emphasizes service, integrity, accountability, mentorship, continuous learning, and professional development .

We believe in developing people from within and creating opportunities for motivated representatives to build long-term careers and advance into leadership based on performance.

What You'll Do 🤝 Client Consultations & Benefits Education As a Remote Insurance Benefits Representative, you'll:

• Conduct scheduled virtual consultations through Zoom and phone Connect with individuals interested in learning about available benefits Listen to clients and identify individual and family protection needs Explain life, accident, and supplemental health insurance options Answer questions about benefits, coverage, and policy features Help clients evaluate available options and make informed decisions Provide personalized, needs-based coverage recommendations Guide clients through applications and enrollment Assist with required documentation Review existing coverage and discuss appropriate updates when needed ❤️ Build Long-Term Client Relationships Our goal is to provide service that extends beyond the initial enrollment.

You'll continue supporting clients through:

• Policy reviews Beneficiary updates Coverage questions Policy and account service requests Claims-related guidance Changes in family protection needs Follow-up communication Ongoing client support You'll build relationships based on professionalism, trust, education, and consistent service .
• Qualified Client Opportunities 📞 Spend More Time Helping—Not Prospecting Representatives receive access to qualified client opportunities, including individuals who have expressed interest in receiving information regarding available benefits.

This allows you to focus on:

• Scheduled client conversations Benefits education Needs analysis Personalized recommendations Enrollment assistance Client follow-up Relationship building Long-term service Our approach emphasizes education, service, and trust rather than high-pressure sales tactics .
• Compensation & Earning Potential 💰 Weekly Commission-Based Compensation This is a performance-based, commission-driven insurance opportunity rather than an hourly or salaried position .

Compensation opportunities may include:

• Weekly commission payments Performance-based bonuses Renewal income Residual income opportunities Leadership incentives Recognition and performance rewards There is no predetermined income ceiling ; however, earnings are directly tied to individual activity, production, consistency, and results.
• Individual earnings vary.
• No specific level of income is guaranteed.
• Why Join AO? 🏡 100% Remote Work Build your career from home while staying connected through a modern virtual environment.
• No daily commute Flexible scheduling Virtual client appointments Digital business systems Remote team collaboration Greater control over your work environment 🎓 Comprehensive Training & Mentorship New to Insurance?
• We'll Help You Learn the Business.
• Previous insurance experience is not required .

Training and development may include:

• Structured virtual onboarding Insurance licensing guidance Product and benefits education Client needs assessment Customer service development Virtual presentation skills Consultative sales training Application and enrollment procedures Client relationship management Weekly coaching One-on-one mentorship Leadership development Ongoing professional education Candidates who are not currently licensed receive guidance through the state licensing process .
• Career Growth & Leadership Development Interested in building more than an entry-level career?

AO provides performance-based opportunities for professional advancement, which may include:

• Advanced client responsibilities Mentoring newer representatives Training and professional development Team leadership Management development Recruiting and team growth Leadership conferences Higher-level leadership opportunities Advancement is based on performance, consistency, initiative, professional development, and demonstrated leadership ability—not simply seniority.

Benefits, Recognition & Incentives Qualifying representatives may have access to:

• ❤️ Representative Programs Medical reimbursement program Company-supported life insurance Renewal and residual income opportunities Leadership development programs Professional training resources Virtual business systems and technology Union representation through OPEIU Local 277, where applicable 🏆 Recognition & Performance Incentives Top-performing representatives may qualify for: Performance bonuses and awards Leadership recognition Professional conferences Leadership events Company-sponsored incentive travel Additional performance-based opportunities Eligibility requirements and applicable program terms may apply.

Who We're Looking For Successful candidates typically demonstrate:

• Excellent verbal and written communication Strong customer service and interpersonal skills Active listening and problem-solving abilities Professionalism, integrity, and reliability Self-motivation and personal accountability Strong organization and time management Confidence communicating through Zoom and phone Ability to work independently from home Comfort learning new technology and virtual systems Positive and coachable attitude Goal-oriented mindset Commitment to continuous learning Genuine interest in helping families make informed protection decisions Experience That Transfers Well Previous experience is helpful—but not required .

Candidates frequently bring transferable skills from:

• Customer Service • Client Relations • Retail • Hospitality • Healthcare • Banking • Financial Services • Education • Military Service • Recruiting • Administrative Support • Call Centers • Business Development • Sales • Insurance • Leadership & Management We place significant value on communication skills, professionalism, coachability, work ethic, and willingness to learn.

Minimum Requirements Applicants must:

• Be at least 18 years of age Be physically located within the United States Be legally authorized to work in the United States Hold or be willing and eligible to obtain the appropriate state Life & Health Insurance License Have access to a computer or laptop Maintain reliable high-speed internet Have webcam and microphone capability Maintain a quiet, professional workspace Be comfortable meeting with clients virtually Be willing to complete required training and professional development Licensing guidance is available for candidates who are not currently licensed.

Virtual Interview Process Qualified applicants will first complete a brief career overview explaining:

• The Role • Day-to-Day Responsibilities • Compensation Structure • Licensing • Training • Benefits • Career Advancement Candidates interested in continuing will then have the opportunity to schedule a live Zoom interview with our hiring team .
• This process allows candidates to better understand the opportunity and determine whether it aligns with their career goals before moving forward.
• Ready to Build Your Future?
• If you're looking for a work-from-home insurance and customer service career where you can help families, build meaningful relationships, develop professionally, and create long-term earning potential based on your performance, we'd like to hear from you.
• No insurance experience?
• That's okay.
• Bring your communication skills, work ethic, and willingness to learn—we'll provide the training and mentorship.

Apply today to be considered for the Remote Insurance Benefits Representative opportunity with AO.

• Work From Home.
• Protect Families.
• Build Relationships.
• Grow Your Future.
• Important Information About This Opportunity This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life.
• Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• • Be at least 18 years of age and legally eligible to work in the United States • Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace • Complete required training and participate in virtual meetings • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense No prior insurance experience is required.
• Training, mentorship, licensing guidance, and ongoing professional development are provided.
• This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.
• American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.
• Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.
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