Talent.com
Towne Family of Companies
Commercial Banking OfficerTowne Family of Companies • Winston Salem, NC, United States
No longer accepting applications
Commercial Banking Officer

Commercial Banking Officer

Towne Family of Companies • Winston Salem, NC, United States
12 days ago
Job type
  • Full-time
Job description

Commercial Banking Officer

The Commercial Banking Officer at Dogwood State Bank, a Division of TowneBank, manages and grows a portfolio of business clients by providing financial solutions such as loans, treasury services, and credit facilities. They act as trusted advisors to companies, analyzing financial health, assessing credit risks, and driving revenue growth. Key responsibilities include prospecting for new business, managing client relationships, and structuring deals.

Essential Responsibilities:

  • Analyzes financial statements, tax returns, and cash flows to evaluate creditworthiness and assign risk ratings. Develops and maintains strong relationships with commercial members, including regular visits to their premises.
  • Negotiates loan terms, prepares credit presentations, and guides applications through the approval process.
  • Provides members with tailored financial solutions and services to meet their needs, including loan origination, deposit gathering, cash management, and other services.
  • Actively sources, pitches, and acquire new commercial members through networking, referrals, and market research.
  • Conducts thorough financial analysis and underwriting of member's financial statements. Assists members in navigating complex financial issues and provides advice and recommendations on improving their financial position.
  • Identifies and pursues new business opportunities with both existing and potential members.
  • Collaborate with internal teams, including credit underwriting, operations, and risk management, to ensure a seamless member experience.
  • Assists with the development of commercial loan business, deposits, and non-interest income.
  • Participates in civic and professional activities to enhance the bank's visibility in the community.
  • Promotes a favorable image of the Dogwood State Bank, a Division of TowneBank in all business activities within the community.
  • Develops new deposit relationships with the growth of overall bank deposits as the goal.
  • Proactively cross-sells and/or refers Bank's products and services.
  • Responsible for staying aware of and involved with the safety and soundness of the lending division.
  • Build loan and deposit portfolios through proactive member contact, sales and service activities.
  • Supports marketing strategies as they are related to introducing new products and services to prospective members.
  • Adheres to applicable federal laws, rules, and regulations including those related to Anti-Money Laundering (AML) and the Bank Secrecy Act (BSA).
  • Performs other duties as required or assigned which are reasonably within the scope of the duties in this job classification.

Desired Skills & Competencies:

  • Graduation from an accredited school of banking is strongly desired.
  • A solid understanding of credit underwriting, accounting, and financial analysis is preferred.
  • Experience in credit policy, analysis, and regulatory practice would be helpful.

Physical Requirements:

  • Express or exchange ideas by means of the spoken word via email and verbally.
  • Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time.
  • Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation.
  • Not substantially exposed to adverse environmental conditions.
  • The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential responsibilities.

Qualifications

Licenses & Certifications

Preferred

NMLS Registered

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Create a job alert for this search

Commercial Banking Officer • Winston Salem, NC, United States

Similar jobs

Loan Officer

Caliver Beach MortgageWinston Salem, NC, United States
Full-time

Become Your Own Boss At Caliver Beach Mortgage.Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we h... Show more

 • Promoted

Automotive Customer Service Specialist

Grease MonkeySalisbury, NC, United States
Full-time

The Customer Service Specialist is responsible for all aspects of customer service in a Grease Monkey center, and light clerical duties.Essential Duties and Responsibilities.Provide Exceptional Cus... Show more

 • Promoted

Beauty Advisor (Inside Sales) Sally Beauty 03453

Sally Beauty HoldingsLexington, NC, United States
Full-time

By working at Sally Beauty, you would be part of the largest hair and beauty supplier in the world and we are on a mission to empower our customers to express themselves through hair and we need p... Show more

 • Promoted

Sales Specialist

Xtreme! MarketingPilot Mountain, NC, United States
Full-time

We are seeking a motivated Sales Specialist to join our dynamic sales team.The Sales Specialist will be responsible for driving sales of our products/services by identifying opportunities, qualifyi... Show more

 • Promoted

Commercial Banker II

Carter Bank and TrustWinston Salem, NC, United States
Full-time

Under minimal direction, generates loans, deposits, fee income and referrals through prospecting, analyzing, underwriting, approving, and closing relationships with individuals, businesses and prof... Show more

 • Promoted

Police Officer

Winston-Salem State UniversityWinston Salem, NC, United States
Full-time +1

Our agency supports second-chance employment for individuals who were previously incarcerated, or justice-involved.We invite all potential applicants to apply for positions for which they may be qu... Show more

 • Promoted

Telemarketer - State Farm Agent Team Member

Danielle Waller - State Farm AgentLexington, NC, United States
Part-time

Looking for a part-time job that provides meaningful work and competitive compensation? Consider a position in a State Farm Agent's office.Work with the agent to establish and meet marketing goals.... Show more

 • Promoted

Teller

Skyla Federal Credit UnionSalisbury, NC, United States
Full-time

Location: 940 Jake Alexander Blvd.Skyla offers a supportive, inclusive culture while providing opportunities for growth, learning, and career advancement.Making it a strong place to build both skil... Show more

 • Promoted

Sales Representative - Business Development

Surface ExpertsWinston Salem, NC, United States
Full-time

Do you get excited about growing with a new business? Do you value autonomy and yet can thrive in accountability? At Surface Experts, we believe in a culture of caring for our employees and helping... Show more

 • Promoted

Beauty Advisor (Inside Sales) Sally Beauty 02742

Sally Beauty HoldingsSalisbury, NC, United States
Full-time

By working at Sally Beauty, you would be part of the largest hair and beauty supplier in the world and we are on a mission to empower our customers to express themselves through hair and we need pa... Show more

 • Promoted

Customer Service Representative

Circle KSalisbury, NC, United States
Full-time

Customer Service Representative.We want you to join our team as a Customer Service Representative.If you have the desire to be challenged, work in a fast-paced, fun environment and to grow your car... Show more

 • Promoted

Account Associate - State Farm Agent Team Member

Danielle Waller - State Farm AgentLexington, NC, United States
Full-time

Account Associate - State Farm Agent Team Member.As Account Associate - State Farm Agent Team Member for Danielle Waller - State Farm Agent, you are vital to our daily business operations and custo... Show more

 • Promoted

Administrative Assistant

Xtreme! MarketingPilot Mountain, NC, United States
Full-time

Administrative Assistant To The Office Manager.The Administrative Assistant to the Office Manager helps with all essential office tasks as delegated.They answer phones, assist with light production... Show more

 • Promoted

Mortgage Loan Officer

PNCWinston Salem, NC, United States
Full-time

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.We are all united in delivering the best experience for our customers.We work together each day ... Show more

 • Promoted

Store Assistant(Bonused)

Circle KSalisbury, NC, United States
Full-time

We want you to join our team as an Assistant Manager.If you have the desire to be challenged, work in a fast-paced, fun environment and create a career in management look no further.As an assistant... Show more

 • Promoted

Director of Commercial Lines

Alliance Insurance ServicesClemmons, NC, United States
Full-time

The Director of Commercial Lines is a key leadership role responsible for the overall management, development, and performance of the Commercial Lines department.This individual ensures efficient o... Show more

 • Promoted

Inside Sales Associate Cosmoprof 66262

SBH Health SystemSalisbury, NC, United States
Full-time

By working at Cosmoprof, you would be part of the largest hair and beauty supplier in the world and we are on a mission to empower our customers to express themselves through hair and we need pass... Show more

 • Promoted

Automotive Finance Manager - Experience Needed

Bob King Automotive GroupWinston Salem, NC, United States
Full-time

Bob King Automotive Group is seeking a driven, customer-focused Finance Manager to join our team.This role is responsible for managing all aspects of automotive financing and insurance while ensuri... Show more

 • Promoted

Retail Mortgage Loan Originator

SunTrust Investment Services, Inc.Winston Salem, NC, United States
Full-time

Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, ... Show more

 • Promoted

Lead Customer Service Representative

Circle KGranite Quarry, NC, United States
Full-time

Lead Customer Service Representative.We want you to join our team as a Customer Service Representative.If you have the desire to be challenged, work in a fast-paced, fun environment and to grow you... Show more