Benefits Consultant

Benefits Consultant

The Benefits Consultant is responsible for helping the Business Consultants in developing the overall benefits strategy - which includes evaluating current offerings, evaluating and presenting proposed options, developing / updating contributions models, finalizing benefits options, and negotiating final rates for all Master Plan Benefits programs. The Benefits Consultant is also responsible for effective and efficient management of their assigned territory, as well as assisting on a national level as needed.

The Benefits Consultant is the Benefits expert for their assigned sales region and is required to maintain an active Group Life & Health Insurance License with each of their assigned states. The Benefits Consultant also work outside of their assigned sales region from time to time as needed.

Essential Duties and Responsibilities:

• Expert level of knowledge: Benefits Strategy Development, Benefits / Market Trends, Open Market Offerings & carriers (for comparison purposes), Medical Benefits, Ancillary Benefits, Voluntary Benefits, Benefit Implementation Rules & Timelines, Contribution Modeling, Underwriting Rules & Guidelines
• Effective development / utilization: Communication & Presentation of Benefits Program, Negotiating & finalizing benefits offerings, Management of their assigned territory, Developing strong relationships with the Benefits Consultants
• Other duties as assigned

Marginal Functions:

• Build, maintain and promote relationships with team members, peers across disciplines, and all other company team members ensuring effective coordination of communications and services affecting clients
• Attend webinars and training to stay up to date on best practices related to the company and department
• Complete projects and other duties as assigned by supervisor

Knowledge, Skills, and Abilities:

• Effective Presentation Skills
• Excellent Communicator, both verbal and written, with internal departments and external clients
• Effective Time Management skills
• Be able to work in a fast-paced environment
• Be self-driven / motivated
• The ability to Prioritize & complete multiple tasks while delivering successful results (wins)
• Articulate and impart his/her knowledge within an assigned sales region
• Develop strong working relationships

Education & Experience:

• Bachelor's level degree required
• Minimum 3 5 years experience in field
• Minimum three (3) to five (5) years of insurance experience preferred
• Active Broker's Group Life & Health license required.

Physical, Mental, & Communication Demands:

• Physical Demands: Sedentary Work: Occasionally involves sitting for extended periods, often at a desk or computer. Manual Dexterity: Frequent use of hands and fingers to operate a computer keyboard, mouse, and other office equipment. Mobility: Occasionally walking or traversing throughout the office to meet with leaders and other employees. Visual Acuity: Ability to read and analyze data on a computer screen (or to read and analyze data with reasonable accommodation) and in printed materials. Lifting & Carrying: Minimal physical lifting required, but may involve handling documents, and lifting light office supplies.
• Mental Demands: Strategic Thinking: High level of concentration required to develop and implement strategies. Decision Making: Ability to make quick, informed decisions based on data and market conditions. Attention to Detail: High level of accuracy needed for managing presentations, reports and communications. Problem-Solving: Continuous need to identify and resolve issues that may impact performance. Multitasking: Manage multiple tasks and projects simultaneously, often under tight deadlines. Stress Management: Ability to handle high-pressure situations calmly and effectively, especially when dealing with client concerns.
• Communication Demands: Interpersonal Skills: Strong ability to build relationships and communicate effectively with employees, managers, clients and external vendors. Cultural Sensitivity: Communicate with individuals from diverse cultural backgrounds, demonstrating cultural awareness and sensitivity. Written Communication: Prepare clear and concise documentation, including emails and notes. Verbal Communication: Conduct presentations and employee training sessions; provide clear instructions and support to clients, employees and managers.

Environmental Conditions: Indoor, office environment. May occasionally have moderate noise level from copiers, W2 or check printers, or co-workers.

Disclaimer: This job description in no way states or implies that these are the only duties to be performed by the employee filling this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by management. Management has the right to add to, revise, or delete information in this job description. Reasonable accommodation will be made to enable qualified individuals with disabilities to perform the essential functions of this position. This document does not create an employment contract, implied or otherwise. Employment remains "at will" employment relationship.

This position is eligible for the following benefits: Health Insurance: Medical, dental, and vision coverage Retirement Plan: 401(k) with company match Paid Time Off: PTO, Holidays, Parental leave and Sick Leave provided as required by applicable state law Other Benefits: Life insurance, short term disability, long term disability, employee assistance program (EAP), flexible spending account (FSA), health savings account (HSA), Identity theft protection, critical illness, accident, cancer, hospital protection, legal and pet insurance