LOAN OFFICER, SR

Outside Sales Mortgage Loan Originator

Are you a proven Mortgage Loan Originator? Are you looking for a team to handle your loans while you get out there and sell?

NW Capital Mortgage is seeking a local Clark County WA loan officer to add to the team. NW Capital Mortgage is a Vancouver, WA based division of American Pacific Mortgage.

Why Choose NW Capital Mortgage?

At NW Capital Mortgage, we have built a robust support team that will help you manage your pipeline while you do what really matters; growing your business by spending time with clients, realtors, and referral partners.

We value Integrity, Diligent Work, and Authentic Relationships.

As a NW Capital Mortgage Loan Officer, you will have the support of 5 separate in-office teammates taking the best possible care of you and your clients.

The Value Proposition:

• 100 - 120 bps per closed self-sourced loan
• 50 bps per closed branch generated loan
• Branch generated leads to give to your realtors
• A processor to get your loans to closing
• A team to do an initial pre-approval review of your clients for you
• A killer CRM that automatically checks in with clients over text (custom built)
• Sharp pricing (and price matching whenever possible)
• Conventional, FHA, VA, and USDA
• Down payment assistance (OR, WA, and national), non-QM, and even MNFD homes in parks
• Broker loans when necessary
• No need to hire and manage your own assistant(s) and processor(s)

Key Responsibilities:

• Originate Conventional, FHA, VA, and other residential home loans
• Prequalify clients for home purchases
• Structure clients' home loans and refinances
• Spend time with consumers on the phone and in person
• Prospect and market loan programs to clients and realtors
• Manage a pipeline of active and potential borrowers
• Attend in office team meetings and training periodically
• Maintain an active and valid NMLS MLO # through continuing education

Requirements:

• Active and current NMLS MLO #
• 3+ years of experience in the mortgage industry
• Track record of originating an average of 6 or more self-sourced home loans a quarter
• High school diploma or equivalent required (relevant college classes or degrees are beneficial but not essential)
• Self-starter with a strong work ethic
• Strong verbal and written communication skills
• Effective organizational abilities
• Excellent customer service over email, phone and text
• Detail oriented
• Proficient in Microsoft Office (Outlook, Word, and Excel)
• Experience with Encompass or similar Loan Originating Software
• Local to Clark County, WA or Portland, OR

Compensation and Benefits:

• Full Commission based pay up to 120 bps
• Full-Time Hybrid Position
• 401(k) and ESOP
• Health, Dental and Visions Benefits

The Loan Officer will be required in the office for training and meetings but may spend many days working from home or out in the field.