2027 Bank Internship Program

Banking Internship Program

Our 12-week internship provides students with exposure to the banking industry while allowing them to gain practical experience in a department aligned with their academic background, career interests, and business needs. Following the interview and selection process, interns will be assigned to a primary department based on their field of study and interests.

Potential internship areas include:

• Retail & Branch Banking Engage customers with their everyday financial needs through account services, transactions, and personalized banking support.
• Operations Support the bank's day-to-day processes by ensuring transactions, records, and internal services are completed accurately and efficiently.
• Credit & Lending Evaluate creditworthiness and support the loan process to help customers and businesses meet their financial goals.
• Treasury & Commercial Banking Provide financing, cash management solutions, and financial guidance to support growth and daily operations.
• Risk & Compliance Help protect the bank by identifying risks and ensuring policies, practices, and regulations are followed.
• BSA (Bank Secrecy Act) & Financial Crimes Monitor activity, investigate concerns, and help prevent money laundering, fraud, and other financial crimes.
• Human Resources & Learning & Development Support employees through recruiting, onboarding, development, engagement, and other workplace programs.
• Finance & Accounting Manage financial reporting, budgeting, reconciliations, and other activities that support the bank's financial health.
• Marketing & Community Engagement Promote the bank's brand, communicates with customers and employees, and builds relationships within the communities it serves.
• Digital Banking & Information Technology Maintain secure technology and digital banking tools that help employees and customers bank efficiently.

This is a fully onsite experience designed to provide direct exposure to banking operations, collaboration, and workplace culture. Remote work is not available for this internship. Additional location opportunities outside of Sioux Falls may be available in select American Bank & Trust markets, depending on business needs and placement opportunities.

Throughout the summer, interns will participate in:

• Hands-on projects and real business assignments
• Departmental job shadowing experiences
• Professional mentorship opportunities
• Lunch & Learn sessions with leaders across the organization
• Networking events with community leaders and banking professionals
• Opportunities to connect and collaborate with interns from other organizations in the region
• Soft-skill development focused on communication, professionalism, teamwork, leadership, and problem-solving
• A capstone project presented to bank leadership at the conclusion of the program

To ensure all interns receive a consistent onboarding and program experience, attendance during the first week of the internship and the final week of the internship is required. These weeks include orientation, program activities, presentations, and closing events that are considered essential components of the internship experience.

Housing assistance is available for qualifying interns. Paid housing may be provided.

Eligibility:

• Undergraduate students entering their junior or senior year, or students who have completed approximately 50% of the required coursework in their degree program.
• Preferred majors include:
• Finance
• Accounting
• Economics
• Financial Planning
• Business Administration
• Human Resources
• Organizational Leadership
• Learning & Development
• Marketing
• Communications
• Project Management
• Data Analytics
• Management Information Systems
• Computer Science
• Software Engineering
• Risk Management & Insurance
• Criminal Justice (for BSA/Compliance opportunities)
• Number of interns selected is based on qualified candidates and subject to business needs.

Compensation & Program Benefits:

• Competitive hourly wage
• Non-exempt position
• Mentor pairing and career coaching
• Professional development workshops
• Lunch & Learn sessions with executive and departmental leaders
• Access to banking, compliance, and professional skills training
• Networking opportunities with regional interns and professionals
• Paid housing assistance for qualifying interns
• Exposure to multiple career paths within the banking industry

Core Learning Objectives:

• Banking Fundamentals: deposits, lending, treasury, and operations
• Risk & Compliance: BSA/AML, KYC, OFAC, GLBA, privacy, Fair Lending/ECOA, and UDAAP fundamentals
• Customer Focus: relationship building and exceptional service skills
• Data & Technology: banking systems, analytics, reporting, and business intelligence tools
• Professional Skills: communication, teamwork, adaptability, professionalism, leadership, problem-solving, and business etiquette
• Career Development: networking, mentorship, and exposure to banking career opportunities

Why You'll Love This Internship:

This internship goes beyond observation. You'll contribute to real projects, work alongside experienced professionals, build meaningful relationships, develop both technical and professional skills, and gain valuable insight into potential career paths within banking and financial services. The program is intentionally designed to be interactive, engaging, and career-focused, helping students build confidence and experience before entering the workforce.

Working Conditions:

Work is performed largely within the Bank with limited chance of personal injury. Prolonged and frequent mental and visual concentration required. Periodic stressful situations in response to multiple priorities within established deadlines. Work hours are generally normal business hours. Unscheduled evening and weekend work may be needed to meet the needs of customers and employees. Occasional out-of-town and overnight business travel may be required. Work on some Saturdays will be required. Must be able to lift and move up to 20 pounds of office supplies and equipment. Some bending, turning, and twisting required.

General Notice:

This position description describes the general nature and level of work performed by the employee assigned to this position and should not be interpreted as all inclusive. It does not state or imply that these are the only duties and responsibilities assigned to the position. The employee may be required to perform other job-related duties. All requirements are subject to change and to possible modification to reasonably accommodate individuals with a disability.

This position description does not constitute an employment agreement between the Bank and employee and is subject to change by the employer as the needs of the Bank and requirements of the position change.

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.