Talent.com
PNC
Underwriter II - MortgagePNC • Downers Grove, IL, USA
Underwriter II - Mortgage

Underwriter II - Mortgage

PNC • Downers Grove, IL, USA
30+ days ago
Job type
  • Full-time
Job description
Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. As a(n) [position title] within PNC's [name of division] organization, you will be based in [city/state location of position].



Job Profile

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. As a Underwriter II - Mortgage within PNC's Retail Mortgage Operations organization, you will be based in either Downers Grove, IL Jacksonville, Fl Pittsburgh, PA or various locations.

Job Description

  • Works under limited supervision or independently. May have some exception and approval authority. Assists in preparation of offerings for specific transactions or in management of a portfolio as assigned and interacts with internal/external customer. May provide recommendations for credit structuring.
  • Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio.
  • Contacts internal/external customers and other parties as appropriate to gather information and clarify inconsistent, incorrect or missing information. May include relevant pre-approval and post-approval activities.
  • Aids in the identification and/or confirmation of all external regulatory requirements. Ensures internal policies and procedures are followed.
  • Makes recommendations on credit decisions or makes credit decisions directly, as appropriate.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

  • Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
  • Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Competencies

Accuracy and Attention to Detail – Understanding of the necessity and value of accuracy and attention to detail; ability to process information with high levels of accuracy.

Credit Analysis and Verification – Knowledge of and ability to utilize tools, techniques and practices for determining the credit-worthiness of an applicant.

Decision Making and Critical Thinking – Understanding of the issues related to the decision-making process; ability to analyze situations fully and accurately, and reach productive decisions.

Effective Communications – Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.

Financial Analysis – Knowledge of and ability to read, interpret and draw accurate conclusions from financial and numerical material.

Information Capture – Knowledge of the processes and the ability to identify, capture and document relevant business information in an auditable, organized, understandable and easily retrievable manner.

Knowledge of Underwriting – Knowledge of the full spectrum of underwriting activities, practices, tools and considerations, and the ability to utilize these to manage the underwriting process.

Managing Multiple Priorities – Ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation.

Office Support Tools – Knowledge of and ability to use office support tools available at the desktop (for example: word processing, e-mail, presentation software, and spreadsheets.)

Operational Functions – Knowledge of major functional processes and associated operating requirements; ability to apply this knowledge appropriately to diverse situations.

Work Experience

Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.

Education

Bachelors

Disability Accommodations Statement:


The PNC workplace is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the PNC Careers website or submission process, please call 877-968-7762 and select Option 4: Recruiting or contact us via email at pathfinder@pnc.com.

The Human Resources Service Center hours of operation are Monday - Friday 9:00 AM to 5:00 PM ET.

Equal Employment Opportunity (EEO):


PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

Create a job alert for this search

Underwriter II - Mortgage • Downers Grove, IL, USA

Similar jobs

Inland Marine Sr. Underwriter

Hanover Insurance GroupItasca, IL, United States
Full-time

For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most.We live our values every day, demonstrating we CARE through our values... Show more

 • Promoted

Investor Reporting Analyst

Fay ServicingDes Plaines, IL, United States
Temporary

Fay Servicing is a nationally recognized mortgage servicer known for delivering borrower-focused support and investor-driven results.As a subsidiary of Fay Financial and a key part of The Fay Group... Show more

 • Promoted

TM Client Care Advisor II

Fifth Third BancorpDes Plaines, IL, United States
Full-time

Treasury Management Client Care Advisor.Make banking a Fifth Third better We connect great people to great opportunities.Are you ready to take the next step? Discover a career in banking at Fifth T... Show more

 • Promoted

Emerging Middle Market Portfolio Management and Underwriting, Associate

BmoNaperville, IL, United States
Part-time

Commercial Banking Loan Analyst.BMO is the 8th largest bank in North America and the 4th largest commercial lender with aggressive growth ambitions in the U.We are driven by a single purpose: to Bo... Show more

 • Promoted

Senior Underwriter - Health Solutions

Captive ResourcesItasca, IL, United States
Full-time

Senior Underwriter - Health Solutions/h2pThe Senior Underwriter is responsible for risk-based underwriting of new and/or existing accounts.Accountability for the achievement of profit, persistency,... Show more

 • Promoted

Jr Mortgage Consultant

NewrezDowners Grove, IL, United States
Full-time

At Newrez as a Jr Mortgage Consultant you will learn to sell loan products offered by NewRez.Contact prospective clients to develop and maintain referral sources.Meet with prospective clients at ou... Show more

 • Promoted

Underwriting Analyst

BCS Financial CorporationVilla Park, IL, United States
Full-time

The Underwriting Analyst provides critical analytical and operational support to Stop Loss Underwriters by ensuring underwriting data, risk parameters, and risk selection meet BCS Financial Corpora... Show more

 • Promoted

Senior Underwriter, Lower Middle Market

ChubbSchaumburg, IL, United States
Full-time

Lower Middle Market New Business Underwriter.The Lower Middle Market ("LMM") New Business Underwriter is a field-underwriting role fully dedicated to new revenue generation for multiline accounts o... Show more

 • Promoted

Senior Commercial Credit Underwriter

ServbankBourbonnais, IL, United States
Full-time

Senior Commercial Credit Underwriter.The Senior Commercial Credit Underwriter is responsible for analyzing, underwriting, and approving commercial loan requests in accordance with the Bank's credit... Show more

 • Promoted

Commercial Underwriter

Ace HardwareOak Brook, IL, United States
Full-time

The Commercial Underwriter's focus will be underwriting the Ace Hardware Insurance Program, including the prequalification of new business, validating renewal exposures, risk qualifications and pri... Show more

 • Promoted

Market Facing Underwriter OR Underwriting Specialist- Accident Health Division

Zurich Insurance CompanySchaumburg, IL, United States
Full-time

Market Facing Underwriter Or Underwriting Specialist- Accident Health Division/h2pZurich Insurance is currently looking for a Market Facing Underwriter/Underwriting Specialist for our Accident He... Show more

 • Promoted

Corporate Banker II

CIBM BankWheaton, IL, United States
Full-time

Salary/year Level Experienced Position Type Full time Travel Percentage Up to 50% Category Banking.CIBM Bank is seeking an accomplished Corporate Banker to join our Wheaton, Illinois location.You w... Show more

 • Promoted

J.P. Morgan Wealth Management Private Client Advisor - O'Hare / Cook County, IL

ChaseBloomingdale, IL, United States
Full-time

Morgan Chase, we have an enthusiasm for helping our clients, taking care of our employees, building relationships, and delivering extraordinary customer service while maintaining a strong commitmen... Show more

 • Promoted

D&O Asset Management Underwriter

Great American Insurance GroupSchaumburg, IL, United States
Full-time +1

D&O Asset Management Underwriter.Working for a leader in the insurance industry means opportunity for you.Great American Insurance Group's member companies are subsidiaries of American Financial Gr... Show more

 • Promoted

VP, Commercial Underwriter

Axos BankLombard, IL, United States
Full-time

Axos is seeking a VP, Commercial Underwriter to lead the underwriting and risk assessment process for complex commercial lending transactions.This role partners with Relationship Managers, Credit O... Show more

 • Promoted

Life Sciences Underwriter

W.R. BerkleyNaperville, IL, United States
Full-time

Berkley Life Sciences Position.This role, key within Berkley Life Sciences, focuses on new business marketing and production, as well as renewal underwriting and service for complex life sciences a... Show more

 • Promoted

Comfort Advisor Residential In Home Sales

ARS/Rescue RooterMelrose Park, IL, United States
Full-time

ARS of Illinois is seeking a Residential Sales Representatives.Earn $65,000 - $175,000+ annually based on performance, while working for the nation's largest provider of residential HVAC, plumbing ... Show more

 • Promoted

Allied Healthcare Underwriter

The Hartford Financial Services Group, Inc.Schaumburg, IL, United States
Full-time

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.Working here means having every opportunity to achieve your goals and to... Show more

 • Promoted

Underwriter/Broker - Wholesale

Arthur J Gallagher & CoRolling Meadows, IL, United States
Full-time

At RPS, we don't just embrace bold ideas, we make them happen.We're a team of entrepreneurs, big-picture thinkers, and passionate experts who thrive on possibility.Every day, we collaborate across ... Show more

 • Promoted

Earn $60K–$160K While Helping a Family Grow

Roots SurrogacyWilmington, IL, US
Full-time

Looking for a meaningful way to earn significant income while doing something truly impactful?.Surrogacy with Roots offers one of the most supported and well-compensated journeys available.Base com... Show more